The 401(k) that gives you instant insights and data
The 401(k) that gives you instant insights and data
The 401(k) that gives you instant insights and data
The Basic Capital 401(k) is like having a colleague who knows everything about your plan
The Basic Capital 401(k) is like having a colleague who knows everything about your plan
A 401(k) solution that can help indentify common compliance issues
Our AI agents can help you to identify issues and streamline communications to your employees to address common 401(k) compliance issues.
A 401(k) solution that can help indentify common compliance issues
Our AI agents can help you to identify issues and streamline communications to your employees to address common 401(k) compliance issues.
A 401(k) solution that can help indentify common compliance issues
Our AI agents can help you to identify issues and streamline communications to your employees to address common 401(k) compliance issues.
Get a better idea of where you stand on compliance tests in real time
50% of fast growing companies have a retirement plan at risk of failing an annual compliance test. Most won’t know until they fail.
Get a better idea of where you stand on compliance tests in real time
50% of fast growing companies have a retirement plan at risk of failing an annual compliance test. Most won’t know until they fail.
Get a better idea of where you stand on compliance tests in real time
50% of fast growing companies have a retirement plan at risk of failing an annual compliance test. Most won’t know until they fail.
Technology built to help your team catch compliance issues earlier.
At your direction, let our agents help you to contact employees and accelerate compliance solutions.
A fully bundled solution if you want it. Just the basics if you don’t.
We can handle all aspects of your 401k plan, from recordkeeping to advisory and administration. Or, bring your own advisor and administrator.
A fully bundled solution if you want it. Just the basics if you don’t.
We can handle all aspects of your 401k plan, from recordkeeping to advisory and administration. Or, bring your own advisor and administrator.
A fully bundled solution if you want it. Just the basics if you don’t.
We can handle all aspects of your 401k plan, from recordkeeping to advisory and administration. Or, bring your own advisor and administrator.
Recordkeeping
Investment menu with more than 6,000 fund options from managers you know and trust.
Recordkeeping
Investment menu with more than 6,000 fund options from managers you know and trust.
Third-party Administration & 3(16)
Outsource plan administration to experts who handle compliance, reporting, and regulatory requirements.
Third-party Administration & 3(16)
Outsource plan administration to experts who handle compliance, reporting, and regulatory requirements.
Optional 3(21) or 3(38) Plan Advisory
Add an extra layer of oversight with investment advisory services tailored to your plan.
Optional 3(21) or 3(38) Plan Advisory
Add an extra layer of oversight with investment advisory services tailored to your plan.
Operational excellence with support that moves as fast as your business.
Our retirement specialists and customer support team solve 80% of issues in less than 24 hours.
Operational excellence with support that moves as fast as your business.
Our retirement specialists and customer support team solve 80% of issues in less than 24 hours.
Operational excellence with support that moves as fast as your business.
Our retirement specialists and customer support team solve 80% of issues in less than 24 hours.
14.39
14..39
14.39
minutes
Average of time to first response
"I want to thank you so much for being so attentive on this issue and making sure that everything went smoothly"
Andrew Hom
401(k) customer
0.93
0.93
0.93
day
Average of days to resolution
An interface that meets employees where they are
Built mobile-first, to the same standard as the apps employees already love.
An interface that meets employees where they are
Built mobile-first, to the same standard as the apps employees already love.
An interface that meets employees where they are
Built mobile-first, to the same standard as the apps employees already love.
Investing made simple with a platform that makes investing intuitive
Investing made simple with a platform that makes investing intuitive
Guidance included to get the most of their plan
Guidance included to get the most of their plan
At Basic Capital there is something for everyone
Open plan architecture with more than 6,000 investment options and an embedded brokerage window.
At Basic Capital there is something for everyone
Open plan architecture with more than 6,000 investment options and an embedded brokerage window.
At Basic Capital there is something for everyone
Open plan architecture with more than 6,000 investment options and an embedded brokerage window.
Mutual Funds and ETFs from trusted managers and issuers
Mutual Funds and ETFs from trusted managers and issuers
Brokerage window for self-directed single stock & ETF investing
Brokerage window for self-directed single stock & ETF investing
Asset financing, crypto & private investments available through the brokerage window
Asset financing, crypto & private investments available through the brokerage window
Unlocking the mega backdoor Roth
Get the most from your benefit. With Basic Capital you can set your contribution to automatically maximize your benefit.
Unlocking the mega backdoor Roth
Get the most from your benefit. With Basic Capital you can set your contribution to automatically maximize your benefit.
Unlocking the mega backdoor Roth
Get the most from your benefit. With Basic Capital you can set your contribution to automatically maximize your benefit.
Mega backdoor Roth lets you contribute after-tax dollars to your Traditional 401(k) and then convert them to Roth. This pushes your annual deferral limit up to $72,000
Contribution limit
Contribution limit
Other platforms
$24,500
$24,500
Basic Capital
Basic Capital
$72,000
Contribution limit
Other platforms
$24,500
Basic Capital
$72,000
The 401(k) tool that can help give employees more market exposure
When employees elect to do so through their plan’s brokerage window, they can decide to use a tool that gives them more market exposure with every contribution, subject to additional fees.
The 401(k) tool that can help give employees more market exposure
When employees elect to do so through their plan’s brokerage window, they can decide to use a tool that gives them more market exposure with every contribution, subject to additional fees.
The 401(k) tool that can help give employees more market exposure
When employees elect to do so through their plan’s brokerage window, they can decide to use a tool that gives them more market exposure with every contribution, subject to additional fees.
The Retirement Mortgage unlocks financing built for long-term investing.
When employees elect to do so through their plan’s brokerage window, they can decide to use a tool that gives them more market exposure with every contribution.
Participants customize a portfolio of their own. Currently, they can invest within the tool up to 100% in S&P 500 among other options. Long-term financing with no margin calls or personal recourse.
Cost of financing varies. Additional fees apply.
Total investing power within Retirement Mortgage
Total investing power within Retirement Mortgage
Total investing power within Retirement Mortgage
$400
Long-term financing
$100
Contributions
Eligible assets
Eligible assets
Eligible assets
U.S. Stock Index Funds
U.S. Stock Index Funds
International Stock Index Funds
International Stock Index Funds
Bond Market Index Funds
Bond Market Index Funds
Actively Managed Private Debt
Actively Managed Private Debt
See why companies choose Basic Capital
See why companies choose Basic Capital
Hear why companies across industuries are changing the way they 401(k).
"We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan."
Eli wanted a 401(k) aligned with his young, financially engaged team—with scalable pricing based on actual value creation, not excessive fees, giving employees more freedom and better protection in their retirement savings.
Eli Wachs
CEO/Founder, Footprint
1/3
"We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan."
Eli wanted a 401(k) aligned with his young, financially engaged team—with scalable pricing based on actual value creation, not excessive fees, giving employees more freedom and better protection in their retirement savings.
Eli Wachs
CEO/Founder, Footprint
1/3
"We have a younger team, and for me, Basic Capital was what I would have wanted for a retirement plan."
Eli wanted a 401(k) aligned with his young, financially engaged team—with scalable pricing based on actual value creation, not excessive fees, giving employees more freedom and better protection in their retirement savings.
Eli Wachs
CEO/Founder, Footprint
1/3
People notice when 401(k)s start working differently
People notice when 401(k)s start working differently
Basic Capital has been covered by publications shaping the financial conversation.
